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Why are we giving you this notice?
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Financial companies choose how
they share your personal information.
Federal law gives consumers the right to limit some, but not all,
sharing. Federal law also requires us
to tell you how we collect, share and protect your personal information. This notice describes how Hampton Roads
Acceptance Company shares your personal information. Please read this notice carefully to
understand what we do.
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Definitions
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information means personally identifiable
financial information about you that is not publicly available.
affiliates mean any companies in our
corporate family.
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What information do we collect
about you?
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We collect information about you from you and from other
sources, including:
• Information
we receive from you on applications or other forms, such as your income
• Information we obtain to verify representations made by
you, such as your open lines of credit
• Information about your transactions with us or others,
and
• Information we receive from a consumer reporting agency.
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What information do we disclose?
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We do not disclose any of the
information we collect (see above) about our customers and former customers
to anyone, including affiliates and non-affiliates, except as permitted by
law.
We may disclose all of the information
we collect (see above) about our customers and former
customers to companies that perform services and functions, including
marketing services, on our behalf and we may disclose some of this
information to other financial institutions with whom we have joint marketing
agreements.
Medical information only is shared
as necessary to process your transactions and as permitted or required by
law.
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How do we keep information secure?
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We restrict access to information
about you to those employees who need to know that information to provide
products or services to you. We
maintain physical, electronic, and procedural safeguards that comply with
federal regulations to guard your nonpublic personal information.
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How may our privacy policy change?
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We reserve the right to change
our privacy policy and this privacy notice from time to time without prior
notice to you, unless prior notice is required by law. If you have a continuing customer
relationship with us, we will provide you with our current privacy notice not
less than annually as required by law.
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How can you help us maintain accurate information about
you?
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We strive to maintain accurate
information about you. If you ever
think that our records contain inaccurate information about you, please let
us know. We’ll correct any mistakes
promptly. If you think we have reported
inaccurate information to a consumer reporting agency, please let us know by
writing us at :
Hampton Roads Acceptance Company
1 Olympic Place
Suite 1020
Towson, MD 21204
Please give us your name,
address, telephone number, and the information you think is wrong. We will investigate and take corrective
action if the information we furnished was inaccurate.
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